Publications

Book publications:

● Consumer protection in the insurance contract – April 2014, ed. Lexis Nexis

● Consumer protection on the insurance market in Poland – contemporary challenges (ed. J. Monkiewicz, M. Orlicki) October 2015, ed. Poltext – Group insurance from a consumer perspective
● Motor insurance (ed. S. Rogowski), Poltext 2008, Chapter II – Third party insurance of motor vehicle owners in domestic traffic

Reports:

Life insurance with an insurance capital fund – Report of the Insurance Ombudsman, December 2012.

Basic bancassurance problems in Poland – Report of the Insurance Ombudsman, December 2007

Articles:

2018:

● Law Asekuracyjne nr 1 (94) / 2018, dr M. Więcko-Tułowiecka – Definition of an accident in the insurance of consequences of accidents and its interpretation in judicial practice

● Law Asekuracyjne nr 3 (96) / 2018, dr M. Więcko-Tułowiecka – EIOPA’s Guidelines on Product Oversight and Governance Arrangements by Insurance Undertakings and Insurance Distributors in the Context of Polish Recommendations on Product Management

2017

● Law Asekuracyjne nr 3 (92) / 2017, dr M. Więcko-Tułowiecka – The Role of European Insurance and Occupational Pensions Authority in the Formation of Consumer Protection in Insurance Contracts

● Law Asekuracyjne nr 1 (90) / 2017, dr M. Więcko-Tułowiecka – Chellenges of the Payment Protection Insurance Market – Analysis of the European Tendencies in the Context of the Need for Legal Actions in Poland

2014

● Monitor Ubezpieczeniowy, no. 57, June 2014, dr M. Więcko-Tułowiecka – Insurance Ombudsman helps consumers in court proceedings regarding life insurance with UFK

● Monitor Ubezpieczeniowa, No. 56, April 2014, dr M. Więcko-Tułowiecka – What are class actions? What options will give claimants under life insurance contracts with UFK?

● Miesięcznik Ubezpieczeniowy, February 2014, dr M. Więcko-Tułowiecka – ADR selected solutions, part 2

● Miesięcznik Ubezpieczeniowy, January 2014, dr M. Więcko-Tułowiecka – ADR – selected solutions, part 1

2013

● Monitor Ubezpieczeniowy, no. 55, December 2013, dr M. Więcko-Tułowiecka – Group insurance from a consumer perspective, pp. 20-23

● Monitor Ubezpieczeniowy, no. 54, September 2013, dr M. Więcko-Tułowiecka – Disputes with foreign insurance companies – where to look for help?, Pp. 14-17

● Monitor Ubezpieczeniowy, nr 53, M. Więcko-Tułowiecka – Consumer protection in insurance – a need or a fad ?, pp. 22-24
● Monitor Ubezpieczeniowy, no. 53, M. Więcko-Tułowiecka – Debate on “insurance content in insurance”, Warsaw, April 12, 2013, pp. 14-17. I consent to the processing of my personal data contained in my job offer for the necessary purposes for the recruitment process (in accordance with the Act of August 29, 1997 on the protection of personal data, Journal of Laws No. 133, item 883).
● Arbitraż i Mediacja, nr 3 (23) / 2013- M. Więcko-Tułowiecka – Alternative dispute resolution in insurance contracts – ADR directive, Fin-Net European dispute resolution network, pp. 67-74

2012

● Monitor Ubezpieczeniowy, no. 44 – M. Więcko-Tułowiecka – Problems of British motor insurance consumers – examples of complaints
● Monitor Ubezpieczeniowy, no. 49 – M. Więcko-Tułowiecka, New European Commission proposals regarding the amicable settlement of disputes from the perspective of the Insurance Ombudsman’s activities
● Monitor Ubezpieczeniowy, No. 50 – Małgorzata Więcko-Tułowiecka – Sex discrimination in insurance – guidelines for the application of Directive 2004/113 / EC in the field of property and personal insurance in the light of the judgment of the European Court of Justice – Case C236 / 09 (Test-Achats)
● Rozprawy Ubezpieczeń nr 13 (2/2012), pp. 202-206 – M. Więcko-Tułowiecka – Report of the Insurance Ombudsman “Life insurance with an insurance capital fund” – main theses and conclusions

2011

● Monitor Ubezpieczeniowy, no. 44, March 2011, – M. Więcko – Problems of British motor insurance consumers – examples of complaints, pp. 41-45

2010

● Monitor Ubezpieczeniowy, no. 41, pp. 26-29 – M. Więcko – Activities of the Insurance Ombudsman for the protection of consumers entering into insurance contracts with banks.
● Monitor Ubezpieczeniowy, no. 42, pp. 29-32, Basic information on the compulsory third party liability insurance of motor vehicle owners and its legal basis
● Monitor Ubezpieczeniowy, no. 43, pp. 29-33 – Basic information on credit insurance
● Jubileuszowy Monitor Ubezpieczeniowy, pp. 31-33 “Informing the competent supervisory and control authorities of identified irregularities in the operation of insurance companies, pension funds, pension societies, employee pension programs and other insurance market institutions”.
● Jubileuszowy Monitor Ubezpieczeniowy, pp. 59-60 “Cooperation of the Insurance Ombudsman with the institutions of the European Union and international organizations, including FIN-NET and INFOS. “

2009

● Rozprawy Ubezpieczeń, nr 6 (1/2009), p. 98 et seq. – M. Więcko – The problem of reimbursement of amounts paid out of State Treasury assets by the perpetrator of an accident – liability in solidum – case law analysis.
● Insurance Monthly. March 2009 – B.Chmielowiec, M.Więcko – Total damage – who does not pay?
● Law Asekuracyjne, No. 3 (60) 2009, pp. 48-61 – A. Daszewski, M. Więcko – Problems of consumer protection of insurance services in the direct system from the perspective of the Insurance Ombudsman
● Monitor Ubezpieczeniowy, no. 35, pp. 22-25 – M. Więcko – Refusal to pay compensation for loss of commercial value.
● Monitor Ubezpieczeniowy, no. 36, pp. 24-27 – M. Więcko – Reimbursement of the cost of renting a replacement vehicle in the event of liquidation of damage from civil liability insurance of the offender.
● Monitor Ubezpieczeniowy, no. 37, pp. 17-21 – M. Więcko – Basic bancassurance problems in Poland – Insurance Ombudsman’s report – what next?

● Monitor Ubezpieczeniowy, no. 38, pp. 32–33 – M. Więcko – Repayment of insurance premium in the event of early loan repayment.
● Monitor Ubezpieczeniowy, no. 39, pp. 25-27 – M. Więcko – Practical problems regarding the conclusion of insurance contracts through the direct channel – observations of the Insurance Ombudsman.
● Rozprawy Ubezpieczeń, no. 7, pp. 19-36 – M. Więcko – Insurance contract as security for bank claims – analysis of legal bases, theory and practice.
● Monitor Ubezpieczeniowy, nr 40, pp. 38-40 – M. Więcko – European consultations on compensation of damage caused in cross-border accidents.
● Arbitraż i Mediacja, no. 4 (8) / 2009, pp. 145-149 – M. Więcko – A few remarks on the US National Arbitration Forum in the margins of content of the lawsuit of Lori Swanson, Prosecutor General of the State of Minnesota.

2008

● Monitor Ubezpieczeniowy, no. 32, January 2008 – M. Więcko – Differences in interpretation of the provisions of art. 31 section 1 of the Act of May 22, 2003 on compulsory insurance, the Insurance Guarantee Fund and the Polish Motor Insurers’ Bureau (Journal of Laws No. 124, item 1152, as amended).
● Monitor Ubezpieczeniowy, no. 33, March 2008, pp. 33-34 – M. Więcko – Information on the Insurance Ombudsman’s Report – Basic problems of bancassurance in Poland.
● Monitor Ubezpieczeniowy, no. 34, June 2008, pp. 19-24- M. Więcko – Selection of spare parts for vehicle repair from compulsory third party liability insurance.
● co-author of the book “Motor Insurance” edited by S. Rogowski, ed. Poltext, Warsaw 2008.

2007
● Monitor Ubezpieczeniowy, July 2007, No. 30, pp. 15-17 – Problems with not taking into account documents confirming the conclusion of a civil liability insurance contract for motor vehicle owners in the so-called direct system.
● Insurance Law Reinsurance, No. 06/07 (125/126) June-July 2007, pp. 77-80 – Problems with third party liability insurance in the so-called direct system.
● Gazeta Bankowa, No. 33 (981) August 13-19, 2007 – Aleksander Daszewski; Anna Dąbrowska; Małgorzata Więcko – With the consumer in mind.
● Insurance News, no. 7-8, July – August 2007, – Aleksander Daszewski; Anna Dąbrowska; Małgorzata Więcko – Amendment to the provisions of the Civil Code in the scope of insurance contract and pro-consumer regulations.
● Monitor Ubezpieczeniowy, no. 31, October 2007, pp. 34-37 – M. Więcko – Sum of insurance versus value of insured property.
● Insurance Disputes issue no. 3 (2/2007), pp. 29-42 – A. Daszewski, A. Dąbrowska, E. Kiziewicz, M. Więcko – Selected problems in the provisions of the amendment to the Civil Code – attempt to interpret.